130% mortgages - from One Click Mortgages

	130% Mortgages

Looking for a 130% mortgage ?

You are only one click away from obtaining Independent Professional Mortgage Advice.

'130% mortgages' are loans that cover the full value of your property plus an extra 30% over and above the property value. These usually work as a 95% mortgage with up to 35% available as an un-secured / personal loan on top. The un-secured loan element will usually be at the same interest rate as your mortgage interest rate, which may be a beneficial rate compared to separate un-secured loan rates.

130% mortgages may not be suitable for everybody's needs. Although only 95% may be secured on the property, in a falling property market you may end up owing more than the value of your property i.e. a "Negative Equity Situation". You should obtain professional advice before deciding on which type of mortgage is most suitable for your needs.

When choosing a 130% mortgage or any other type of mortgage, we believe it is best to get qualified independent advice.

We believe the Best advice is from a firm on the FSA register

Please note: At the current time 130% mortgages are no longer available

Our service will introduce you to an independent advice company with access to hundredss of mortgage deals provided by UK lenders.

Once your adviser understands your needs and circumstances in full, they may provide you with a free, no obligation quotation / recommendation.

What mortgage type are you interested in?

New Mortgage Amount:

£ over

Estimated Property Value:

Have you ever:

	Had a CCJ or default registered against your name?
	Been declared bankrupt or had an IVA?
	Missed any credit card, loan or mortgage payments?

Self certify your income?

Full Name:	Title Forename(s) Surname
Date Of Birth:
E-Mail Address:

Please provide any additional information that may be relevant to your enquiry:

Address:	Street Address Town / City County
	Postcode
Telephone:	Main Alternate
Please Contact Me:

	I understand that by my details will be forwarded to an authorised mortgage broker who will contact me by telephone within 24 hours.

Your home may be repossessed if you do not keep up repayments on your mortgage

Mortgage Introductory service: We only introduce to qualified mortgage intermediaries that
appear on the FSA (Financial Services Authority) register.

One Click Mortgages

Hello Finance Ltd is an 'introducer' of clients to regulated Mortgage Brokers and may receive a introductory fee
from the mortgage broker for such a service. We make no charges to you for our service.

Registered Office:
Hello Finance Ltd 7 Fidlas Road Llanishen Cardiff CF14 0LW

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